A budget is an incredibly useful financial tool. In basic terms, it’s a plan that provides an in-depth overview of your spending habits and earnings, so that you can establish a good idea of where…

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  This is just what you need in January to beat away the cold and dullness of the first month of the year – National Chocolate Cake Day! Who knew? Num Noms got in touch…

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This month has flown by, I am surprised by how one week rolls into the next and before I know it, the month of January is on it’s way out! Last time I wrote, I…

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Willpower. That is the word I have chosen to take me through 2018. I have a feeling I’m going to need a lot of it as I have set myself some high goals to attain and,…

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Books are always the best gift for anyone. If you’re stuck for somebody’s present there will be a whole shelf of books to choose from that they will thoroughly enjoy. Reading has always been very…

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